Forecast SaaS metrics without Excel — a 6–24 month projection

2026-06-01 · by Rodion Latipov

Forecast SaaS metrics without Excel — a 6–24 month projection

"When do we hit $1M ARR?" — the question asked at every board meeting. Usually the answer lives in an Excel sheet with a compound-interest formula that no one but its author understands.

A growth forecast is one formula, and it doesn't need Excel. All you need is the current value and the monthly rate.

The forecast math in one line

> MRR in N months = MRR_now × (1 + rate)^N

This is compound interest. That's exactly why a small difference in the monthly rate becomes a huge difference over a year:

MoM rateAfter 12 moAfter 24 mo
5%×1.80×3.23
10%×3.14×9.85
15%×5.35×28.6
20%×8.92×79.5
Each +1pp of monthly rate compounds into tens of percent over a year — which is why "nudging" the rate matters more than it seems.

How to build a forecast in a minute

1. Open MRR Growth Rate.
2. Enter the start and end MRR for a month — the calculator shows your MoM rate.
3. Look at the projection: where revenue lands in 6–24 months at that rate.
4. Move the rate and watch the curve change — these are What-If scenarios with not a single formula.

Tip: use a trailing 3-month average rate, not the last month — one big contract distorts the forecast.

Check against T2D3 — is the path to $100M realistic?

T2D3 (Triple, Triple, Double, Double, Double) is the benchmark trajectory from $1M → $100M ARR in 5 years:

YearARRYoY≈ MoM
1$3M~9.5%
2$9M~9.5%
3$18M~6%
4$36M~6%
5$72M~6%
If your forecast at the current rate lands well below this curve, that's a signal to the board: either accelerate growth or revisit the round's target. A forecast turns "we hope to grow" into a concrete number and date.

Where a forecast is MISLEADING

1. The rate isn't constant — at scale the curve always slows (you can't hold 20% MoM at $100M ARR). A fixed-rate forecast is optimistic over a long horizon.
2. Small base — $5k→$7k = 40% MoM, but it isn't repeatable.
3. Seasonality — Q4 e-commerce ≠ Q1 SaaS; normalize.
4. Churn isn't in a pure growth forecast — high MoM with high churn = fragile growth (cross-check with Quick Ratio).

So a forecast isn't a promise but a range of scenarios: conservative (−churn effect), base (trailing average) and optimistic.

Bottom line

Forecasting SaaS metrics doesn't need Excel — it's one compound-interest formula the calculator builds for you over 6–24 months. Set the current value and trailing rate, check the curve against T2D3, move the rate for scenarios — and the board meeting gets an honest number instead of "we hope".

Calculate your MRR Growth and projection below — the built-in calculator shows the rate, the projection and a stage benchmark.

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Further resources

🧮 Calculate it right here:

Open the full version: https://metricstree.vercel.app/mrrGrowthRate

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